Lindsay Olson

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Never Too Late

Guest post: Sam Peters

Today’s economy has hit many people in a hard way. Some people have lost their jobs, while others have simply discovered that they need to make more money to make ends meet. The job market has definitely suffered over the last few years. Now, even though jobs are returning, it is harder than ever to land gainful employment. Even if you have years of experience in your field, if you don’t have a degree you could find it very difficult to find a job.

Luckily, there is something you can do about it. There are many options available for busy adults needing to continue their education. Whether you want to attend full time to get a job quickly, or part time to keep the job you have, there are options available for you. It doesn’t matter how old you are, or where you are at in your career. If you want to advance in your chosen field or change careers entirely, it is never too late.

The first step in continuing your education is to determine how you are going to pay for it.

Thankfully, there are many programs available for a solution to this problem. If you have low income or no income, you may be able to qualify for a Pell Grant from the federal government to pay for part or all of your tuition.

In addition, you should be able to qualify for needs based student loans that are low interest to cover the rest of your tuition as well as books and supplies necessary for completing courses. Some student loans do not accumulate interest until you are out of school, and all student loans do not become payable until you are out of school for six months.

The next step is to find a school that you want to attend. There are online schools, traditional schools, and those schools that incorporate both methods into their degree programs. Which schooling method you choose will depend on your individual ability to learn, how you learn best, and what you have time for.

If you are working a full time job, it may be in your best interests to find an online college that offers the degree program you want to earn. This way you can do your work on your own time schedule. You can get a fair idea of colleges available and their degree programs by visiting sites like The College Network.

Once you have chosen a school and made financial arrangements, you can go about the process of transferring any college credit you have to your new degree program. This could cut down the amount of time it takes to earn your degree. In addition, many colleges offer the option to earn college credit for experience.

For example, if you have ten years of experience in marketing, you could take an exam that covers everything in a basic marketing course to get college credit for your experience. This can also greatly cut down on the work you have to do to earn a degree.

Sam Peters is a blogger who enjoys writing about  career development.


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